In Chinese employment law, medical insurance benefits are disbursements made as part of an employer’s enrollment in a medical insurance plan, for example the national social security plan. Designated hospitals with a social security provider agreement are usually preferred. Medical insurance benefits typically include authorized medicines, examinations, treatment, and hospitalization. Small medical costs are usually paid out of pocket, with the social security fund used for major expenses. Coverage for dependent relatives is much more limited, with fewer treatment options and a 50% co-pay in most cases.